as to the size, prohibitions, my colleague at the board of governors, dan cirillo has talked a little bit about that. i'll leave that up to him in terms of his responsibility to a limited dodd-frank. he's a thinker and quite frank about the difficulty of doing so. i'm a little reluctant given my philosophical than to artificially engineered size. i believe marcus will solve these problems if remake very clear what the rules are, but just to be honest, i have a hard time saying x is the size because i don't want to inhibit success, but i do want to prevent fleecing the american taxpayer risk. tessera government intermediate. they decide how much money i'd take and how much he spent in making a speech and argue about that constantly. but to leave open to the american taxpayer unlimited liability for bad decisions taken in the pursuit of an income statement driven mentality seems to be unjust and un-american and that's a statement that i'm making we proposed a very simple solution where the market and imposed discipline. you see people should this has already and you saw that because a l